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Business Loan Calculator

Borrowing to grow? Estimate monthly payment, total interest, full amortization schedule — plus extra-payment savings.

Estimate Your Loan

$0
Monthly Payment
$0
Total Interest
$0
Total Cost

Amortization Schedule

#PaymentPrincipalInterestBalance

How It Works

1

Enter the loan amount

How much you plan to borrow.

2

Add APR and term

Annual rate and years to repay (2.5 works).

3

Get payment totals

Monthly payment, total interest, total cost.

4

Try extra payment

See months and interest saved.

Frequently Asked Questions

How is the monthly payment calculated?

Standard amortization: M = P × r(1+r)^n / ((1+r)^n − 1).

What is an amortization schedule?

Month-by-month breakdown: payment, principal, interest, balance.

Does extra payment save interest?

Yes — extra goes to principal, shrinking future interest.

Is APR the same as interest rate?

APR folds in lender fees — the true yearly cost.

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Borrowing smart? Plan repayments too.

Compare monthly installments.

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